Banking Law

Banking and Financial Institution Representation

Banks and financial institutions operate within a legal environment involving lending, secured transactions, real estate, loan documentation, collateral, collections, foreclosure, and litigation.

Black Ballard McDonald P.C. represents local banks as well as regional and national banking institutions in transactional matters and disputes arising from banking and lending relationships.

Our banking attorneys assist financial institutions with matters ranging from preparing and reviewing loan documents to enforcing a lender's rights when a borrower defaults.

Loan and Transaction Documentation

Proper documentation is an important part of protecting the interests of a lender. Our attorneys assist banking clients with the preparation, review, and analysis of documents associated with lending and secured transactions.

Depending upon the transaction, this work may involve documents relating to loans, collateral, real estate, secured property, and other financial obligations.

Our attorneys can also provide title examination services when real estate is involved in a lending transaction.

Foreclosures and Creditor Remedies

When a borrower defaults on an obligation, a financial institution may need legal assistance to determine and pursue available remedies.

Our banking practice includes mortgage foreclosure proceedings and other actions involving secured property.

The firm also handles replevin proceedings involving personal property. Replevin may be used in appropriate circumstances when a creditor seeks possession of personal property in which it claims a legal right or security interest.

Banking Litigation

Disputes involving lending relationships sometimes result in litigation. Our attorneys represent banking clients in contested matters involving loans, collateral, secured property, mortgages, contracts, and related financial disputes.

Because our banking practice includes transactional work, real estate matters, creditor representation, and civil litigation, we can assist financial institutions at multiple stages of a lending relationship—from initial documentation through enforcement and litigation.